FAQ

He/ she can be any blood relative like parents, brother, sister and also spouse can be co-applicant.

It should be more than proposed EMI for example above Rs. 5000.

For Home loans Govt. provide PMAY scheme for subsidy upto Rs. 2.67 lakh to eligible borrowers. For MSME loans for business, Govt. provide subsidy on capital investment of upto 40%, subject to approvals.

It can be from Private banks, nationalized bank or a reputed NBFC

ROI – 6.9% to 8% & Tenure – 10yrs to 25 yrs. On affordable category small loans rate vary rom 9.5% to 12%

Bank processing fee 0.25% to 0.50% and stamp duty 0.25% to 0.50% depending on lender institute.

ROI – 7.25% to 8% around

Very few lenders are there who can give loans in such case.

90% of sale deed & 75% of the valuation which ever is lower.

If the file is completed & everything is inline with loan processing norms, then it can be disbursed within 15-20 days

We can avail mortgage loan to fulfill any purpose but in few NBFC if customer endues of fund is to clear market debt than funding is restricted.

ROI – 9% to 12% & Tenure – 10yrs to 25 yrs

Processing fee of around 0.5% to 1% and stamp duty charges of around 0.5%

NO

ROI - 9% to 12%

It can be Residential Property, Commercial Property, Industrial Property, Mixed used (RCO)

If the file is completed, loan processing can be disbursed within 15 to 20 days

ROI – 18% to 24% & Tenure – 5 yrs

At least one premise should be owned

If the file is completed & everything is ok as per loan processing norms, then it can be disbursed within 10 days

Personal Loan can be given any salaried person who earns above 20, 000 in a month

ROI – 12% to 20% + & Tenure – 3 yrs

Police, Lawyer, person working in Bar or Bar holder, person dealing in flesh business.

If the file is completed & everything is ok as per loan processing norms, then it can be disbursed within 10 working days